Real Saver
Double your saving with half the effort. This account works as a built-in savings tool to give you maximum earnings. Get the 2.25% APY* and ATM refunds from your Rewards Checking account automatically deposited into Real Saver and earn an additional 0.75% APY* on your balance. Who knew saving could be this easy?
- Summary
- 0.75% APY* on balances up to $10,000
- 0.50% APY* on balances over $10,000
- 0.05% APY* if monthly qualifications are not met
- Linked to Rewards Checking
- Automatic deposits from Reward Checking interest earnings and ATM fee refunds
- No minimum balance
- Free online banking
- Free eStatements
- Free direct deposit
- Free mobile banking
- Free telephone banking
- $50 deposit to open
- FDIC insured
Qualifications
By qualifying for Rewards Checking, you automatically qualify for Real Saver. Check to make sure you're doing the following each monthly qualification cycle:
- Have at least 10 debit card purchases post and clear
- Receive eStatements
- Have at least 1 automatic payment or direct deposit post and clear
If you don't qualify during a cycle, don't worry. There's no penalty for not qualifying. You still have a free savings account that earns a base 0.05% APY*. Plus you can get right back to making 0.75% APY* the next cycle you qualify.
*Minimum to open account is $50 for Real Saver. Annual Percentage Yield (APY) accurate as of 08/01/11. The advertised Rewards Checking APY is based on compounding interest. The interest earned in Rewards Checking is automatically transferred to Real Saver each statement cycle and does not compound. The actual interest paid may be less than the advertised APY. The Real Saver APYs may be less than the Rewards Checking APYs. Real Saver rate tiers are as follows: 0.75% APY applies to balances of $0.01 - $10,000 and 0.50% APY applies to balances over $10,000 if qualifications are met during the monthly qualification cycle on the Rewards Checking account. 0.05% APY applies to all balances if qualifications are not met on the Rewards Checking. All balances will earn 1.25% APY – 0.50% APY if qualifications are met on Rewards Checking. Qualifying transactions must post and clear Rewards Checking during monthly qualification cycle. Transactions may take one or more banking days from transaction date to post to an account. Intra-bank transfers do not count as qualifying transactions. Rates may change after account is opened. Fees may reduce earnings.Monthly Qualification Cycle means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.
**ATM Fee reimbursements (checking account only) up to $45 provided only if qualifications are met within the monthly qualification cycle.
