Recently a report that Target stores nationwide suffered a major breach in their payment processing beginning on Black Friday. Hackers have received enough information to produce counterfeit plastics and were possibly able to obtain PIN numbers. Please be assured that your card activity is monitored 24/7 for suspicious transactions. Please watch your statement often and update phone numbers so that we can contact you if needed.

It has come to our attention that some affected by the Target store compromise have begun to receive fraudulent, phishing emails that seem to be coming from Target. Target will not contact you directly about the incident, so please do not respond to these scam emails should you receive one. If you have any questions regarding these emails, please feel free to contact your nearest Texas First Bank.

Texas First Bank's partnership with Visa will protect you from unauthorized use. Visa's Zero Liability* policy is a guarantee that you won't be held responsible for fraudulent charges made with your card or account information. It means if your Visa credit or debit card is lost, you're protected. If your card or card number is stolen, you're protected. If any of your card or account information is fraudulently used, online or off, you're protected. Zero Liability is just one of Visa's Multiple Layers of Security, an all-encompassing security program designed to protect you. Shop worry free when you use your Visa credit or debit card to make purchases at millions of location. For more information, visit

* Covers U.S. – issued cards only. Visa's Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa and certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use.