Small Business Administration (SBA) Loans

Texas First Bank is a Community Bank that has operated a dedicated SBA Lending Department since Dec. 2002. Our SBA Lending Department specializes in providing SBA 7(a) and SBA 504 loans to eligible small to mid-sized businesses throughout the State of Texas.


Ask one of our SBA lending experts today about the opportunities available for your business.


Texas First Bank-SBA Dept

2343 N. Main St .Ste B

Pearland, TX 77581

(281) 485-7270

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Small Business Administration (SBA) Loans
504 Loan
  • Must be a for-profit, owner occupied business
  • Eligible use of funds include land,new construction,acquisition of existing building, building expansion/renovation, and longterm equipment
  • Fully amortizing loans (no balloons) with up to 40% of the project at a long term, fixed rate
  • Equity contributions as low as 10% down to help preserve working capital
  • Net worth less than $15.0 million and net profit after tax (2yr average) of no more than $5.0 million (including affiliates)

7(a) Loan
  • Must be a for-profit, owner occupied business.
  • Eligible use of funds include real estate, equipment acquisition,inventory,working capital.
  • Fully amortizing loans (no balloons).
  • Up to 90% financing available for qualified applicants.
  • Terms up to 25 years, depending on use of proceeds.
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